Bank accounts are almost a must-have for everyone in today’s fast–paced, online focused society.
And if you don’t have a bank account then it’s probably time to think about getting one as it’s nearly impossible to do every-day things without one. They really do make life simple and cheaper.
• You can pay your domestic and utility bills like gas and electricity by Direct Debit – if fact internet broadband service providers often insist on this payment method. Discounts on utility bills are sometimes offered if you sign up for direct debit
• You’d need a bank account to cash personal cheques otherwise it can be expensive and difficult
• Bank accounts help you create a banking history which means you can apply for cheaper loans, credit cards and apply for insurance
• You can get your hands on your money from ATMs all over the world. You can also use your bank account to send money to relatives abroad
• You can purchase things over the internet and by telephone
• Start building a nest egg instead of adding to the stash under the mattress which alarmingly some people still do!

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